How fast can you repair storm-damaged roofs?

We typically schedule inspections within 24–48 hours of your request. Once your insurance claim is approved, most roof replacements are completed in one to two days depending on the size and complexity of your roof.

Do you handle insurance claims for roof damage?

Yes. We specialize in working directly with insurance companies on behalf of homeowners. Our team documents the damage, prepares the claim, and communicates with your adjuster so you don't have to navigate the process alone.

What types of roofs do you repair or replace?

We work with all common residential roofing materials including asphalt shingles, architectural shingles, metal roofing, tile, and flat roof systems. If you have a specialty roof, let us know and we will confirm our capability in your area.

Are your roofing services available in my city?

We currently serve homeowners across Texas (Dallas, Houston, Austin, San Antonio), the Midwest (Indianapolis, Kansas City, St. Louis, Columbus), the South (Nashville, Atlanta, Charlotte), and the Pacific Northwest (Portland, Central Oregon). Contact us to confirm availability in your specific area.

How much does a roof replacement cost?

The national average for a residential roof replacement ranges from $8,000 to $20,000 depending on the size of your roof, the materials used, and your region. When your claim is approved, your insurance company pays the replacement cost value minus your deductible. In most storm damage cases, your only out-of-pocket expense is your deductible.

Do you offer warranties on your work?

Yes. All of our roof replacements come with the manufacturer's product warranty on materials (typically 25–50 years depending on the shingle line) plus our workmanship warranty. Warranty terms vary by market — ask your local representative for specific details.

Can you repair hail damage on my roof?

Yes. Hail damage is one of the most common types of storm damage we assess and repair. Hail can fracture asphalt shingles, crack tile, dent metal, and compromise the waterproof membrane — damage that may not be visible from the ground but can lead to leaks and structural issues over time.

Is your team licensed and insured?

Yes. FreeRoofPros only works with licensed, bonded, and insured roofing contractors in each market we serve. We carry full general liability insurance and workers' compensation coverage. We are happy to provide proof of insurance and licensing upon request.

Do you offer emergency roof repair services?

Yes. If your roof is actively leaking or has suffered significant structural damage from a storm, contact us immediately. We offer emergency tarping and temporary repairs to prevent further water intrusion while your insurance claim is being processed.

How do I get a free roof replacement quote?

Simply click the 'Get My Free Inspection' button on our homepage or call us directly. We will schedule a free, no-obligation inspection with a certified roofing specialist. After the inspection, we provide a detailed report and advise you on whether to file an insurance claim.

Does homeowners insurance cover roof replacement?

In most cases, yes — if the damage was caused by a covered peril such as hail, wind, or a fallen tree. Standard homeowners policies (HO-3) typically cover sudden storm damage. However, damage from neglect or normal wear and tear is generally not covered. The type of coverage you have (replacement cost value vs. actual cash value) also determines how much your insurer will pay.

How do I know if my roof has storm damage?

Signs of hail or wind damage include missing, cracked, or curling shingles; dented gutters and downspouts; granules accumulating in your gutters or on the ground; dents on metal vents, flashing, or your AC condenser unit; and visible bruising or fractures on shingles. Because some damage is only visible from the roof itself, we always recommend a professional inspection after any significant storm.

How long do I have to file a roof insurance claim after a storm?

Every state and insurance policy has different deadlines. Most policies require you to file within 1–2 years of the storm event, but some states like Tennessee enforce a strict 1-year deadline. Oregon has a 2-year window. We strongly recommend filing as soon as possible — delays can result in denied claims.

What is the difference between actual cash value and replacement cost value for roofs?

Replacement Cost Value (RCV) pays to replace your roof at today's prices with a comparable new roof. Actual Cash Value (ACV) pays the depreciated value of your old roof — meaning an older roof may only receive a fraction of the replacement cost. RCV policies typically result in a higher payout. Check your declarations page to see which coverage type you have.

What happens if my roof insurance claim is denied?

A denied claim is not necessarily final. You have the right to appeal the decision by requesting a re-inspection, providing additional documentation, or hiring a licensed public adjuster. We can help you understand the denial reason and determine whether an appeal is likely to succeed.

Can I choose my own roofing contractor for an insurance claim?

Absolutely. You are not required to use a contractor recommended or preferred by your insurance company. You have the legal right to select any licensed, insured contractor you choose. We work with your insurer directly on pricing and scope to make the process seamless.

How much does a free roof inspection cost and what does it include?

Our roof inspection is 100% free and carries no obligation. It includes a thorough visual inspection of all roof surfaces, flashings, gutters, vents, and the attic if accessible. We document all findings with photos, provide you with a written report, and advise you on whether the damage is likely to meet your insurance policy's threshold for a claim.

What is the best roofing material for storm-prone areas?

For hail-prone regions, Class 4 impact-resistant asphalt shingles are the gold standard — they can also earn you a premium discount from your insurer. Standing seam metal roofing offers excellent wind resistance. For high-wind areas, metal or properly sealed architectural shingles rated for 130+ mph winds are recommended.

After the June 2025 DFW Hailstorm: How to File Your Insurance Claim and Avoid Storm-Chaser Scams

Name: Free Roof Pros
Telephone: 541-337-5734
Price range: $$$
Rating: 4.9

If you live in the Dallas-Fort Worth Metroplex, you know the drill by now. The sky turns green, the hail hammers down, and within 48 hours your neighborhood is swarming with roofing contractors handing out business cards. The problem is, not all of them are there to help you.

DFW is the most storm-chaser-saturated roofing market in the entire country — and the June 2025 storms gave those contractors another enormous hunting ground. Here's what every DFW homeowner needs to know right now about filing their insurance claim the right way.

What Happened: The June 2025 DFW Hailstorms

The Dallas-Fort Worth area was hit by two significant storms in quick succession in early June 2025:

June 1, 2025 brought hailstones up to 3 inches (golf ball to baseball size) across Tarrant County, Plano, Rockwall, and McKinney. According to HailTrace, more than 56,799 properties were impacted by hail measuring 1 inch or larger, with 37,245 of those hit by hail 2.5 inches or larger.

Then on June 8, 2025, a second storm rolled through carrying hail up to an extraordinary 5 inches — larger than a grapefruit — and wind gusts up to 90 mph. The Storm Prediction Center classified this as a Level 4 risk event. More than 38,000 customers lost power across the metro.

These storms are part of an accelerating trend. Texas has led the nation in major hailstorm frequency for years, with 878+ major hail events in 2024 alone — a 93% increase from 2022.

Why DFW Is America's Riskiest Market for Homeowners

Here's a statistic that should give every DFW homeowner pause: one in three hail damage claims in Texas ends up in litigation. That's the highest litigation rate in the country for roofing insurance disputes.

Storm chasers flood the market. DFW has an estimated 5,000 to 7,000 roofing contractors. After a major hail event, many are out-of-state operators with no local license and no accountability.
Deductible waivers are illegal in Texas. Texas law explicitly prohibits roofing contractors from waiving or rebating an insured's deductible. If a contractor promises you'll pay "nothing out of pocket," they are breaking the law.
Insurance companies undervalue claims. When adjusters working for the insurer are the only ones assessing your damage, estimates are frequently lower than what a professional contractor would price.

Texas Insurance Law: What You Need to Know

Your Claim Filing Deadline

Texas does not set a universal statewide deadline for filing a homeowners insurance claim, but most policies allow between 1 and 2 years from the storm date. Given that the June 2025 storms are now several months old, it's time to act.

The 2-Year Lawsuit Deadline

Under Texas law, you have 2 years from the date of the storm to file a lawsuit against an insurer for a wrongful denial or underpayment.

Class 4 Shingles: A Financial Incentive Worth Knowing

If your roof is being replaced anyway, talk to your contractor about Class 4 impact-resistant shingles. Texas insurers offer significant discounts — typically 5% to 35% off your annual homeowners insurance premium.

How to Spot a Storm-Chasing Contractor

Red flags to watch for:

Out-of-state license plates or a phone number from a different area code
Offering to waive or cover your deductible ("you won't pay a dime")
Asking you to sign an Assignment of Benefits (AOB) form
Refusing to provide a written estimate or reference list
High-pressure tactics: "This offer is only good today"
No verifiable Texas license or insurance certificate

Step-by-Step: Filing Your DFW Hail Damage Claim

Step 1: Document Before You Do Anything Else

Walk around your property with your phone and take date-stamped photos and video of every piece of damage you can see: roof shingles, gutters, siding, window screens, AC units, wood fencing, and vehicles.

Step 2: Call Your Insurance Company

Notify your insurer of the damage as soon as possible. Provide the storm date (June 1 or June 8, 2025), and request a claims adjuster visit.

Step 3: Schedule a Free Professional Roof Inspection

Before the adjuster arrives, schedule an independent inspection with a licensed roofing contractor.

Step 4: Be Present During the Insurance Adjuster's Inspection

You have the right to have your roofing contractor present during the adjuster's inspection.

Step 5: Review Your Settlement Offer Carefully

Before accepting a settlement, confirm that it covers full material replacement cost, all damaged components, and code upgrade costs.

Get a Free Roof Inspection — No Strings Attached

FreeRoofPros.com serves DFW homeowners with professional storm damage inspections, insurance claim documentation, and full roof replacement services.

Schedule Your Free Roof Inspection at FreeRoofPros.com
Call us: 541-337-5734
Email: info@freeroofpros.com